Versicherungstarife für Personen über 65 Jahre -Insurance Coverage for People over the age of 65

Einen passenden Versicherungsschutz für Personen über dem 65. Lebensjahr zu finden der auch in USA/Kanada leistet,ist relativ schwer und relativ teuer.

Diese Gesellschaften bieten einen passenden Versicherungsschutz:

It's hard to find insurance coverage at the 65 or older.

These companies offer suitable tariffs

Global Medical Insurance^®
Individual & family plan
	Global Medical Insurance is a long-term, annually renewable, U.S.-style major medical insurance plan designed for U.S citizens living abroad or foreign nationals throughout the world. It provides two coverage areas: Worldwide and Worldwide excluding the U.S. and Canada. There are three plan options available: Silver - which provides $5,000,000 of scheduled coverage for the budget conscious consumer; Gold – which provides $5,000,000 of comprehensive coverage and helps reduce out-of- pocket expenses; and Platinum - for the global consumer who desires the superior benefits package of $8,000,000 of coverage and includes medical, dental, vision and exclusive access to our Global Concierge and Assistance Services^SM.
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Sevencorners: RESIDE

	RESIDE Prime Underwritten by Certain Underwriters at Lloyd’s, London Choose your area of Coverage: Worldwide Including the United States and Canada or Worldwide Excluding the United States and Canada
	RESIDE Underwritten by Certain Underwriters at Lloyd’s, London Schedule of available benefits offers international citizens competitive premiums

IHI-BUPA:

This plan provides worldwide cover and is designed for expatriates and other internationally minded people who move from country to country.

Key Benefits

Worldwide cover including home country.
Freedom to choose any hospital, specialist or physician worldwide.
Guaranteed lifetime renewability, regardless of age and health.
ihi Bupa pays the hospitals directly, so your clients can concentrate on recovering.
All occupations are acceptable. Leisure activities and participation in sports, even professionally, are covered.
Two children under the age of 10 can be covered free of charge with every paying adult on a policy.

The Modular System
The modular system in our insurance will allow you to tailor your own cover. By adding one or more of the modules to the International Health and Hospital Plan you can build up the coverage so that it matches your needs.

Taking out an insurance with ihi Bupa
To join ihi Bupa the following premium will apply per person, per policy year:

Reservations for misprints. You can choose to pay on a quarterly or semi annual basis, the premiums will increase by 6% or 8% respectively if you choose these options.
Each applicant is assessed individually. Pre-existing conditions may warrant an increase in the premium or an exclusion on the policy. Please be aware that local taxes may be added to the premium.

The Hospital Plan is the fundamental cover providing comprehensive inpatient cover that covers hospitalisation expenses such as hospital services, pre- and post hospital treatment, childbirth, organ transplant, rehabilitation and emergency room treatment. The annual insurance sum is USD 1,800,000.

The Hospital Plan can be taken out on its own or you can choose to add one or more of the following modules:

Module 1: Non-hospitalisation Benefits
This module covers outpatient treatment such as general practitioners, specialists and other medical assistance 100% up to specific maximum amounts. The overall annual maximum for module 1 is USD 35,000.
Module 2: Medicine & Appliances
This module covers Medicine & Appliances up to USD 2,500 per year. Hearing aids are covered 50% with specific maximum limits. Other appliances and medicine are covered 100% up to the annual maximum.
Module 3: Medical Evacuation & Repatriation
This module covers transportation to a qualified place of treatment if you have a serious illness or injury, and live far away from the nearest up to standard treatment place. For instance, we will cover expenses for transportation by aeroplane or helicopter. Expenses for an accompanying person are also covered.
Module 4A & 4B: Dental & Optical
This gives you the right to reimbursement of dental treatment, glasses and contact lenses. Routine dental treatment is covered 80% with maximum amounts. Special dental treatment is covered 50% up to an annual maximum. Glasses and contact lenses are covered 80% with specific maximum limits. The overall annual maximum for module 4A is USD 5,000 and for module 4B USD 7,500.

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